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The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insured will be financially compensated. The amount of money charged is called the premium.
An entity which provides insurance is known as an insurer, insurance company, or insurance carrier. A person or entity who buys insurance is known as an insured or policyholder. The action involves a contract. From an insured’s standpoint, the result is usually the same: the insurer pays the loss and claims expenses.
Insurance can have various effects on society through the way that it changes who bears the cost of losses and damage. On one hand it can increase fraud; on the other it can help prepare for catastrophes.
Auto insurance is a contract or agreement between you and an insurance company. You agree to pay money regularly and in return, the insurance company helps you out if something bad happens to your car. This could be an accident or damage.
Fixing your auto
Paying for damage
Covering bills
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Health insurance is an insurance product which covers medical and surgical expenses of an insured individual. It reimburses the expenses incurred due to illness or injury or pays the care provider of the insured individual directly.
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Cash Advanced
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Homeowners insurance is a form of property insurance that covers losses and damages to your residence, along with furnishings and other assets in the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property.
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